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Understanding Your Insurance Coverage at Irys Clinic

Dr. Farhad Nassiri Afshar, MD, FRCPC

Board Certified Internal Medicine Doctor 

Health insurance form with stethoscope indicating coverage options for medical services at Irys Medical Clinic.

Navigate Your Health Insurance with Confidence

At Irys Clinic, we prioritize making healthcare accessible and transparent. We accept a variety of insurance plans including UHA, HMSA, UHC PPO, Aetna, Cigna, Humana PPO, Blue Cross Blue Shield, Medicare, Triwest and MDX. It's important for patients to be familiar with their insurance coverage details, such as coinsurance, copayments, and deductibles. We encourage you to contact your insurance provider for a comprehensive understanding of your benefits.

Your Responsibility for Out-of-Pocket Costs

Please be aware that, in accordance with your insurance plan, you may be responsible for estimated out-of-pocket expenses at the time of service. Checking with your insurance provider beforehand ensures clarity on these costs. For services outside of your network, or if you don’t have insurance, we offer direct payment options. Contact us to learn more about these alternatives.

Special Requirements for HMO or Quest Plans

If you have an HMO, or Quest insurance plan, please note that a referral from your Primary Care Provider (PCP) or pre-authorization is necessary. This step is essential for coverage validation and to avoid unexpected out-of-pocket costs.

Verify Your Network Coverage and Out-of-Network Charges

It’s important to check with your insurance provider to confirm if Irys Clinic is considered in-network for your plan. We are in network with UHA (University Health Alliance), HMSA (Hawaii Medical Service Associate) and MDX Hawaii ( This will be updated). Being treated at an out-of-network facility can result in higher co-pays, or deductible. We advise all patients to verify this information with their insurer to understand any potential financial implications fully. We appreciate your attention to these financial considerations and are here to assist with any questions.

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